Aritma for Retail and Franchise

Bring order to banking, payroll and books across your chain

Retail and franchise groups juggle many stores, companies, banks and systems. Aritma centralises payments, reconciliation and bookkeeping in one platform, so you can grow the chain without growing complexity.

Why retail and franchise groups choose Aritma

  • Bring order to many stores and companies, with one way of handling banking, payroll and payments across the entire chain.

  • Automate high-volume, recurring flows, such as salaries and supplier payments – even when you have many banks and legal entities.

  • Give head office and local units what they need, with centralised processes, shared standards and up-to-date financial data.

One way of working, across all stores and entities

Instead of each store or franchise company having its own routines, Aritma lets you define standardised flows for payroll, supplier payments and account recievables.

Head office gains a clear overview and control, while local units benefit from smoother, more predictable processes.

Keep your structure – without the spaghetti

You don’t need to move all companies to one bank or one system. Aritma works on top of your existing banks and ERPs, handling the differences in formats and connections.

You get the benefits of centralisation and standardisation, without forcing every store or franchisee into the exact same setup.

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Key advantages for retail and franchise chains

One platform to manage banking, payroll and payment flows for many stores, companies and banks.
Supports high transaction volumes across locations, projects and entities – from daily sales to recurring salaries and supplier payments.
Designed for chains with centralised accounting and payroll, but decentralised operations and legal entities.
Proven with Nordic retail and franchise brands – from fashion and footwear to coffee shops and quick-service restaurants.
We have been very satisfied. We think Aritma are true professionals who have a real talent at automating and streamlining our accounting processes. Their solutions have saved us ample time and resources, significantly reducing manual and unnecessary efforts.
Monika Mellum
Group Accounting Manager at Plantasjen

Common questions

Do all stores or franchise companies need to use the same bank to work with Aritma?

No. Aritma is built to work with multiple banks in parallel. Many chains use several banks across 10, 20 or 70+ companies. We connect to those banks and standardise the data and payment flows, so you get one way of working even when the banking landscape is mixed.

Our accounting and payroll are centralised – can Aritma support that model?

Yes. Aritma is a natural fit for chains where accounting and payroll are run from head office. You can centralise preparation and execution of payroll and payments, while still posting and reporting correctly per company and store.

Can we automate payroll and supplier payments for many companies at once?

That’s one of the key strengths. Aritma can handle payroll and payment runs across many legal entities and banks in a controlled way – so the same process that works for one company can be reused for tens of companies, with status and exceptions clearly visible.

We already have our own systems – can we use APIs instead of a full UI rollout?

Yes. If you have your own chain management, payroll or ERP solutions, you can use Aritma’s APIs to pull balances, transactions and statuses, and to send payments. That way, Aritma acts as the financial infrastructure layer, while your own systems remain the main user interface.

Learn how other retail chains use Aritma

Ready to untangle banking and payroll across your chain?

Tell us how many stores and companies you run today, which banks you use and how you handle payroll and payments. We’ll show you how Aritma can centralise and standardise your flows – so growth doesn’t have to mean more manual work.